Quick and secure application process.

  • 1. Apply Now
  • 2. Get Funded
  • 3. Repay Automatically
Safe & Secure

Your information and identity will not be disclosed to anyone outside of Advanced Working Capital and it's underwriting team.

Learn more about how we protect your privacy


Our streamlined application process is completely secure, your personal information is never shared with third-party organizations, and only used to verify your credit history.

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Working with a Merchant Cash Advance.

Many people discover the benefits of a merchant cash advance after they've been turned down for a bank loan, or simply can't wait for all the bank forms and approvals to clear. With an MCA, you "sell" us a portion of your future credit card sales to get cash right away.

Learn more about Merchant Cash Advance

Working with a business loan.

Many business owners need an alternative to conventional bank loans. The ACH (Automated Clearing House) business loans let you use projected cash/check earnings (based on bank statements) as loan security instead of collateral, at a lower cost of capital than for a Merchant Cash Advance.

Learn the unique benefits of an AWC business loan

Working with Receivables Factoring.

Another way Advanced Working Capital can help businesses improve their cash flow is through receivables factoring, in which a sum of money is advanced against the value of a business’s outstanding invoices.

Learn how receivables factoring can work for your business

Working with equipment financing.

Vendor equipment financing is available to help your business quickly lease the equipment you need with a minimal investment, all without tying up capital, bank lines or credit cards.

Learn about options for financing needed equipment

"Owners of small businesses work hard. They deserve a break. With extra working capital to purchase time-saving equipment, upgrade their operating systems, or just hire more staff, we can help them enjoy the fruits of their labor."Advanced Working Capital

Required Documentation

  • 4 months of Business Checking Account Statements
  • Fully Completed and Signed Funding Application
  • 4 months of Credit Card Merchant Statements
  • Copy of Business Owner's Drivers License
  • Copy of Voided Business Check
  • Proof of Business Ownership
  • Copy of Business Utility Bill
  • Copy of Business Lease
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Required Information

  • Amount being requested
  • Intended use of funds
  • Information about your business, corporate structure, ownership and tax ID
  • Information on any tax liens, judgements or pending lawsuits
  • Credit card sales volume, number of terminals and average transaction size
  • Business lease and landlords contact information
  • Business trade suppliers and contact information
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